If a change is needed, it is of a different kind. The process through which students may petition for loan forgiveness may need to be streamlined and made clearer. If it acts at all, the Department of Education should redefine the current process and better communicate its availability to students. The new initiative, even if that is not its intention, has the potential to go too far because those who feed off society's productive activities – because that's where the money is – will take it there. They will find ways to expand on language so vague its inevitably loose interpretation leaves public and private universities vulnerable to countless claims that are without merit.